This blog covers the Bad.
HOW CAN AI HARM ME?
The scammers. These seriously twisted individuals who steal billions per year from Olde Goats. They deserve a special circle in Dante’s Inferno.
The Michigan Attorney General stated that “AI technology allows scammers to easily create and personalize scams to make them more convincing. It uses personal information pulled from social media profiles and other online sources to tailor the scam to you.” It recommended protecting yourself from these reptilian creatures by:
· Don’t trust the voice.
· Be skeptical when asked for money in any form.
· Hang up
· Call the person using a number you know to be theirs.
In addition, security experts recommend establishing secret word with loved ones to be used in an emergency and to reveal a scam.
Learn to recognize the ingredients of a scam.
- Pressure to act immediately.
- Use of scare tactics or enticing offers.
- An offer too good to be true.
- Demand for money, typically in an unusual form, either by wire transfer, gift card, pay app, or crypto.
- Requests for sensitive or personal information.
Here are some frequent scams.
The Deepfake
The scammer creates a fake relative or close friend by using a clip from her voice taken from social media or a website, a copy of her face, and her personal information from various online sites.
You would swear that she was real. Your phone rings. The caller’s ID matches her number. She looks and sounds like your granddaughter. You would swear it was her She tells a tragic story of misidentification by the police, jail, and her need for $5000 right away for bail and an attorney. She instructs you where to send the money and tells you she’ll repay it promptly. She has always been a good girl. You agree.
After an hour of tears and worry, you call her. “Oh, gramps,” she says. “I never called you. You’ve been scammed. You need to get your money back.”
Of course, that is not easy. The Michigan AG suggests that you act immediately to minimize any damage. If you paid by:
- Credit or debit card - contact the company or bank that issued the card and report the fraudulent charge.
- Bank transfer - inform your bank of an unauthorized debit or withdrawal.
- Gift card - contact the company that issued the gift card and report fraud. Typically, these transactions are not traceable or reversible.
- Payment app - report the transaction to the company behind the app. These apps require you to link it with a credit or debit card. Report the transaction to the fraud department for that card. Pay apps are not regulated and many do not offer transfer protections. You may be forced to rely on the goodwill of the recipient to return the funds.
- Cryptocurrency - contact the company you used to send the money. These transactions typically are not reversible, and the return of funds falls on the person who received them to return them.
- Wire transfer - contact the wire transfer company to see about canceling the money transfer.
You can also file a report with your local law enforcement agency and the Federal Trade Commission (FTC) at 877-382-4357.
Here are some other frequent scams that target Olde Goats.
The Romance Scam
Lonely Olde Goats frequent online dating sites. You describe the person you would like to meet. The scammer crafts the voice and image of your ideal date. After a few successful video dates to build a relationship, this ideal date will ask for money and will continue to ask for as long as you will give. As soon as you stop giving, she will be gone.
The Ransom Attack
This is like The Deepfake only a third person makes that call demanding money to save the loved person who is in trouble. The scammers may create the relative’s fake voice and image to convince you that they hold your loved one. If the voice and image are accurate, most people will send the money.
IRS Collection Letters
Scammers have used phony IRS letters demanding payment for years. Often you could identify phony letters by typos and grammatical mistakes. Now AI creates perfect letters, and scammers often follow up with phone calls demanding payment. Rather than paying, demand an in-person meeting and have a family member with you at the meeting.
The AARP warns to watch for these additional AI scams.
· The too-good-to-be-true offer from a foreign country. These scammers can use the AI power of Chatbox-like programs to write emails in perfect English, making their promises of great riches more convincing.
· The powerful multi-tool approach. The scammer combines an AI-generated email request with a copied voice and a Zoom picture to convince you that the call for help is real.
· The doomsday approach. The scammer gives the AI program all your information and instructs the computer to create the foolproof scam.
Eyal Benishti, CEO of Ironscales, a company that protects companies from online scams, raised this possibility during a recent interview with AARP.
With advanced AI, a criminal will also be able to give the software tasks,” he says, such as “your task is to convince Christina to wire money or give a credit-card number… Now go and figure out, based on her reply, how to do it.”
For safety we may return to face-to-face transactions.
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This blog covers the Good
Artificial Intelligence(AI) refers to a computer program that feeds an enormous amount of data into a computer and directs the computer to answer a specific question and/or solve a particular question.
What are the 4 types of artificial intelligence?
Arend Hintze, an assistant professor of integrative biology and computer science and engineering at Michigan State University, explained that AI can be categorized into four types, beginning with the task-specific intelligent systems in wide use today and progressing to sentient systems, which do not yet exist. The categories are as follows.
- Type 1: Reactive machines. These AI systems have no memory and are task-specific. An example is Deep Blue, the IBM chess program that beat Garry Kasparov in the 1990s. Deep Blue can identify pieces on a chessboard and make predictions, but because it has no memory, it cannot use past experiences to inform future ones.
- Type 2: Limited memory. These AI systems have memory, so they can use past experiences to inform future decisions. Some of the decision-making functions in self-driving cars are designed this way.
- Type 3: Theory of mind. Theory of mind is a psychology term. When applied to AI, it means the system would have the social intelligence to understand emotions. This type of AI will be able to infer human intentions and predict behavior, a necessary skill for AI systems to become integral members of human teams.
- Type 4: Self-awareness. In this category, AI systems have a sense of self, which gives them consciousness. Machines with self-awareness understand their own current state. This type of AI does not yet exist.
TechTarget, a large publisher of enterprise tech content, published "A guide to Articial Intellignece Newsletter" which includes a library of information about AI including these definitions of its four stages. https://www.techtarget.com/searchenterpriseai/definition/AI-Artificial-Intelligence?Offer=abt_pubpro_AI-Insider
It is not certain whether it will reach development stages three and four. But note the ominous title the Chart gives to the fourth stage –“Self-aware”, meaning the AI can “bypass our intelligence.”
Even at stage two, AI is flourishing like mushrooms in the spring. The growth occurs in good areas, like medicine and education, and bad areas, like scamming and politics.
WHY IS IT IMPORTANT TO OLDE GOATS?
Whether you like it or not, AI will affect your life. It may develop a drug that cures a life-threatening condition and extends your life. But you need to be wary of AI’s dark side. Slimy scammers or political operatives may intentionally use darkfakes to distort the facts to victimize you.
Olde goats who have jobs will be wary of AI programs that allow businesses to save money by streamlining procedures. Maybe that helps business, but maybe it harms society if AI eliminates more jobs than it creates.
IS AI GOOD FOR ME?
Yes. It could save or lengthen your life.
AI might be the most effective working to solve research problems in the medical and educational fields. I will give you an extremely simplified version of how AI manipulates data super-fast to help Olde Goats. Scientists searching for drugs to help Alzheimer’s victims will give the AI computer program all their information on the disease and on the compounds that might be part of a drug effective against Alzheimer’s. The AI program identifies the potentially helpful compounds much, much, much faster than the researchers would have identified them without AI.
For example, very recently, according to the Genetic Engineering and Biotechnology News, researchers may have saved years by using an AI-guided method to identify three drugs from 2,352 compounds which could decrease anti-aging diseases such as cancer, diabetes, cardiovascular diseases, and Alzheimer’s.
Separately, the medical journal Aging described a new 3-step suite of AI programs designed to speed up the process to put tested drugs for Alzheimer’s, Parkinson’s, cirrhosis, and others on the shelves. Within minutes the program’s first step identifies the causal molecular targets to eliminate; within a week the second step designs novel replacement molecules, and the third step designs and predicts the clinical trials of the drugs.
AI CAN BE AGEIST
However, according to the World Health Organization(WHO), AI technologies will not be equally beneficial unless treatment developers eliminate all forms of ageism from their development, use, and evaluation. In its policy brief, WHO states that the following changes are necessary:
· Participatory design of AI technologies by and with older people
· Age-diverse data science teams
· Age-inclusive data collection
· Investments in digital infrastructure and digital literacy for older people and their health-care providers and caregivers
· Rights of older people to consent and contest
· Governance frameworks and regulations to empower and work with older people
· Increased research to understand new uses of AI and how to avoid bias
· Robust ethics processes in the development and application of AI.
Olde goats must recognize and support AI’s use in medical research.